Forward Observer — Honey, The “In-Laws” Are Back! The Consumer Credit Association (Payday Lenders)

LVMAC Poster Art 2005Editor’s Note:  Kerry Smith, a Staff Attorney for Community Legal Services of Philadelphia was the speaker at our March Council Meeting.  Ms. Smith, at that time, explained the harm of such lending legislation and how other states which have passed such wish they could turn back the clock.  She urged the Council to stand up for our veterans and oppose any such legislation.

STAND WITH OUR MILITARY VETERANS: OPPOSE PAY DAY LENDING

Uninvolved Veterans, Get Off Your Derrieres and Protect Your Comrades

The Pennsylvania Council of Chapters, Military Officers Association of America, strongly opposes Senate Bill 975, the Micro Loan Program, recently introduced on May 31, 2013 to legalize payday lending in Pennsylvania at 300% interest on a two-week loan.  We agree with them.  The bill,  which will result in such usury despite possible good intentions, has surprisingly made it out of the Senate Banking and Insurance Committee by a narrow 8 to 6 voting margin and is now on the floor of the Senate for a vote in a few more days.  PA MOAA Payday Ltr 2013 Revised

Since the possibility exists for our legislators to fail to take — or are not given — the time to completely read the bills they vote upon on a Senate or House floor (let alone reflect upon their possible unintended consequences), your timely action could make the difference in their decision-making. (more…)

Forward Observer — Pending Payday Lending Legislation: A Debt Trap for Military Veterans

Kerry Smith, Community Legal Services Warns of the Danger

LVMAC Poster Art 2005Kerry Smith, Staff Attorney, Community Legal Services of Philadelphia, a leading advocate for low income residents in the Philadelphia area, spoke to the Council at its 20 March business meeting as a member of a coalition of over 90 organizations – including the Community Action Committee of Lehigh Valley, MOAA of Pennsylvania, the Navy Marine Corps Relief Society, the Veterans Leadership Program of Western Pennsylvania; and the Council of Churches, AFL-CIO and AARP of Pennsylvania – who have concerns about the recent lobbying to allow payday lending in Pennsylvania, which is currently illegal. (more…)

LVMAC Tidbit — Local Habitat for Humanity Seeks Humane Veterans

Debra Cummins, Executive Director of Habitat for Humanity of the Greater Lehigh Valley (HFHLV), an LVMAC member, and her Program Development Director, Thomas Mohr, a veteran, addressed the Council at its 17 March 2013 business meeting on its desire to recruit veterans as volunteers.

She said, “Habitat for Humanity International, the parent organization, has a global vision of everyone having a decent place to live.  And Habitat has been in the Lehigh Valley since 1989 improving lives, seeking to put God’s love into action by bringing people together, for it is an ecumenical movement.”  She emphasized the organization will work with and provide homes regardless of a person’s religious persuasion. (more…)

LVMAC Tidbit — Last Call for 2013 Student Vets Conference

Less than two weeks are left until the March 2nd through 3rd Student Veterans Education & Employment Conference at the William Pitt Student Union on the University of Pittsburgh campus, Pittsburgh, PA. Register today to meet the Student Veterans of America Staff and National Leadership Council Members who know first-hand effective strategies for supporting student veterans.  And even fewer days are left to register.  The deadline for registration is Friday, February 22nd. (more…)

LVMAC Tidbit — A Special Retreat for Women Veterans

ALL WOMEN VETERANS IN PENNSYLVANIA,  STAND UP!

 ATTENTION:

What:  Women Veterans Retreat
Where: Comfort Inn, Duncansville, PA
When:  From 22 March at 4:30 p.m. to 24 March at about 9 a.m.
Cost:    Free, courtesy of state VFW Posts and Ladies Auxiliaries
RSVP required:  PAWomenVets2013@gmail.com by 1 March 2013
Primary POC:  Sandy Showalter, Chair, Women’s Programs, VFW Dept. of PA

Registration starts 22 March at 4:30 p.m. Bring a DD Form 214 or its equivalent, VA Card, or Military ID Card.  Program starts 22 March at 6:00 p.m.

This one-of-a-kind event is open to any woman veteran of any period of service and sponsored by women veterans for women veterans. You do not have to be affiliated with any organization — this event is not about organizations. Come learn about your benefits, learn about yourself, enjoy the company of other women veterans, be “vet proud,” and also feel the appreciation of the Blair County community. (more…)

LVMAC Tidbit — Veterans Day Discounts for 2012 and Pennsylvania’s Act 176 of 2012

We frequently get calls about Veterans discount programs.  On Veterans Day, in particular, businesses often discount goods, services and dining at their establishments as a token of appreciation for our our veterans and servicemembers, as well as their families.  One of the more complete and maintained sources is found at Military.com.  Click here for Veterans Day offerings.

By the way, Pennsylvania’s Governor on 24 October signed into law House Bill 2428 as Act 176 of 2012.  Its importance? (more…)